Contact: Kelsey Austin

Email: Kelsey@AxeDr.com

Location: New York, U.S.

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The New Guitar Mortgage Calculator

I developed this tool for those of us who love to buy new guitars (and gear) that we cannot afford. Therefore, charging our new guitar to our reputable music store's "Gear Card".

This tool will calculate:

  • Your Total Cost (with interest).

  • Total Interest Paid

  • Your Monthly Payment

This tool does not calculate:

  • Sales Tax (varies state to state)

Frequently Asked Questions

Can you finance a guitar?

Yes, you can finanance a guitar. It depends on where you buy the guitar, but most music stores will allow you to pay with a store "credit card". Musician's Friend, Sweetwater, and Guitar Center all have "charge cards" you can apply for.

What is APR?

APR or(Annual Percentage Rate) is a financial term used to describe how much interest you will be charged on a credit card or loan on a yearly basis. Some "in store credit cards" offer a "0% APR for the first six months", meaning you pay no interest for the first six months. However, after the six months the APR can be anywhere from 5% to 30%.

Does Guitar Center do payment plans?

Yes Guitar Center offers a "Gear Card" that you can apply for. The interest rates vary, so be sure to read the fine print, but some purchases have an Interest Rate of 29.99% after a six month 0% APR period.

Does Guitar Center do credit?

Yes Guitar Center offers a "Gear Card" that you can apply for. The interest rates vary, so be sure to read the fine print, but some purchases have an Interest Rate of 29.99% after a six month 0% APR period.